Matrix Templates
Permanent Digital Assets • Built Once, Useful Forever
Rigorous financial modeling spreadsheets, cash flow dashboards, and wealth projection tools for business executives and investors, without SaaS subscriptions or cloud dependence.
LOASpulse
Rigorous Financial Models Built from Real-World Scenarios
Our template catalog brings together financial modeling matrices, cash flow dashboards, and wealth projection tools designed for SMB executives and discerning investors.
Every template is built from a proven field requirement, free from recurring subscriptions or cloud lock-in. You download standalone files that belong to you indefinitely.
Take Charge of Your Finances Without Subscriptions
Most financial management software imposes expensive SaaS subscriptions for often superfluous features, while locking your company data into proprietary ecosystems.
Conversely, improvised spreadsheets lack mathematical rigor and stability. Our templates unite the best of both worlds: the power of calibrated professional models and the enduring longevity of universal, autonomous spreadsheets.
Anticipating Cash Flow Constraints 6 Months Ahead
Simulate cash inflows and outflows across three scenarios (optimistic, baseline, stress-test) to adjust credit lines before reaching a banking threshold.
Tax Reporting for Digital Asset Capital Gains (Form 2086)
Import your order history to calculate taxable gains under statutory FIFO rules and pre-fill official tax schedule 2086.
Annuity Modeling & Capital Accumulation
Accurately calibrate your savings trajectory, net inflation target yield, and safe capital withdrawal threshold.
Model Your Wealth with Mathematical Rigor
The official catalog includes 6 financial modeling tools available on Gumroad:
- • Multi-Asset Wealth Tracker (29 – 39 €): consolidated tracking across equity savings plans, high-yield accounts, crypto, real estate crowdfunding, and liquid reserves.
- • Crypto Tax Calculator 2026 (49 – 69 €): automatic calculation of capital gains using statutory FIFO methods (tax schedule 2086).
- • Retirement Capitalization Simulator (39 – 59 €): financial independence threshold and sustainable withdrawal rate calculation.
- • Multi-Asset DCA Dashboard (19 – 29 €): tracking regular accumulation plans (equities, ETFs, crypto, crowdfunding).
- • Rental Yield Calculator (34 – 49 €): comparative analysis across 4 tax regimes (unfurnished, furnished LMNP, family partnerships, corporate tax).
- • SME Operational Budget (49 – 79 €): 12-month financial steering matrix derived from executive management practice.
Core Features
Rolling Multi-Scenario Cash Flow Plan
Real-time calculation of your lowest cash flow point. Weekly and monthly granularity to steer your liquidity with total clarity.
French Crypto Tax Calculator 2026 (FIFO)
Fully compliant processing for digital asset gains. Disposal allocation and automated summary data for tax form 2086.
Financial Independence & Retirement Simulator
Project your capital accumulation over time based on flexible yield, inflation, and scheduled contribution parameters.
Open Matrix Formulas & Zero Macros
Universal spreadsheets compatible with Excel, Google Sheets, and LibreOffice. No restrictive macros, full transparent customization.